Would you rather invest in your future using “pre-tax” dollars or “after-tax” dollars? I recently had a friend ask me if I thought that he should be making Roth contributions to his retirement account or not. Roth IRA accounts have…
Author: jatowealth
Introduction to Cryptocurrency
By now many people are at least vaguely familiar with cryptocurrencies like bitcoin. A conceptual token, exchanged only over the internet, which supposedly holds real value. Bitcoin alone has risen from a value less than a tenth of a penny…
Life Planning: The bedrock of your financial plan
You can unlock many doors in life by building and sticking to a strong financial plan, but at the root of all good financial planning, there should be a focus on how you actually want to live your life. Aspiring…
Expecting Stimulus? Five Ways to Use Effectively
Times have surely been hard on the majority of Americans, but there is some hope on the horizon in the form of another potential round of stimulus checks. While Congress has yet to nail down all of the details, there…
The Amplifier Effect: Supporting the Local Economy
We’ve grown accustomed to hearing this: “Support the local economy”, or “Shop Local”. This, quite honestly, used to have an entirely different meaning to me than it does today. I would remember to make the occasional purchase, maybe of a…
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Buying a home during the pandemic? 5 things to consider
Purchasing your first home, or any home for that matter, can be a stressful experience. Throw in a global pandemic and economic recession? You may be wanting to just crawl under the first rock you see and call it a…
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Eight Investing Terms to Know
Investing lingo can be intimidating when you hear something referenced but aren’t fully familiar with what it means. We’ve taken some of the most common investing acronyms and broken them down. Here are eight investing terms to know. 1. S&P…
Good time to Refinance? Understand your options
Borrowing money for a purchase, such as a car or home, comes with its fair share of pros and cons. While it enables you to afford upfront what you otherwise wouldn’t be able to, the monthly payments can feel constricting.…
Credit Score Basics: How to build your credit
Your credit score, though seemingly insignificant, can directly affect your financial well-being. We’re covering what a credit score consists of and a few ways you can build your credit. What is the purpose of a credit score? Just as companies…
Four Ways to Invest in the 5G Revolution
5G is here, and it’s set to bring a number of changes to the way we transmit information, conduct business, and even interact with one another. With changes of this caliber, we are likely to see some industries disrupted and…